Debt collection often constitutes for the big, small or middle commercial enterprises/companies a source of worries and sometimes financial unbalance capable to make the life of some of them in danger, that’s why the necessity of vigilance at all times to avoid annoyance and surprises.

    Conscious of all these difficulties, we have worked to refine our methods of interventions to assure to our clientele the best services for an efficient and fast recovery of their debts.

 

   Our intervention phases:

 

   Amicable phase

 

   This procedure can permit to unblock the situations provoked by outstanding accounts quickly and to protect the commercial relations with good faith clients. To give real odds results to this procedure, it is often preceded by a quasi-systematic identification of the debtor's property/goods; this identification is made by the recourse to specialized organisms. Insofar as goods of the debtor and the title’s debt permit it, this negotiation stage is often preceded by a conservatory seizure. Indeed, opposite a debtor in bad faith, the telephone calls, the registered letters, writs, or even the meetings are efficient only when the debtor understood that all flight became impossible.

 

Duration: The amicable or pre-contentious phase last from some days to some weeks.

 

   Contentious phase

 

   This phase is proceeded in case of failure of the amicable phase.
    Various means can be set in motion:

 

• Request in injunction of payment, possible when the debt is materialized by a title (check, bill, acknowledgement debt...);
  Assignment in payment;
  
• Procedure of bankruptcy for suspension of payments; 
• In case where the legal conditions are united, penal pressure means can, possibly and if necessary be put in work (for example if the results of a civil action are uncertain for insolvency of the debtor). These means couldbe: the complaint for swindle, the fraudulent bankruptcy, infringements to the procedure legal of dissolution and liquidation of the companies, etc...)

 

   Duration: The delays to get a justice decision vary from two weeks to some months by degree of jurisdiction. For the criminal action, it requires minimum some months and often, lasts longer.

 

   Execution phase

    A civil judgment condemning the debtor to pay partially gives satisfaction to the creditor. The target is indeed the payment of the debt.
It is in the level execution that is revealed the utility of the organization of the amicable phase. As we already explained it, it is at the time of the amicable phase that we identify the debtor's heritage and that we put our guarantees in place (conservatory seizure, mortgage …). It is well sensible in the execution level is revealed the utility of these guarantees.
The work of the justice bailiffs is some greatly simplified, to the satisfaction of our clientele.

 

   Discount of funds

 

The necessary delay to credit the client after efficient recovery is from some days to one month; the article 43 of the law 89-87 of September 7, 1989 carrying organization of lawyer's profession stipulates that «if the lawyer collects funds coming back to his clients, he must hand them to them in a maximum delay of one month." Insofar as funds have been discerned, our main worry is not to pass this deadline.